Home Buyers Overview

Your Path to Homeownership

Expert Advice & Insights
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Smart Home Buying

Loan Approval Process

Applying for and receiving a mortgage loan might seem overwhelming, but the process can be broken down into four relatively simple steps: Application, Approval, Processing, and Closing. Your appointed loan expert will help guide you through each step of the process, answering any questions you may have while ensuring your loan is approved in a timely fashion. Here are a few key steps to moving into your new home:

  • Loan Prequalification
  • Documentation
  • House Hunting and Making an Offer
  • Loan Application
  • Processing
  • Underwriting and Approval
  • Closing
Experienced loan officers to help guide you through the loan process.

Find your perfect mortgage loan officer today.

Resources for homebuyers

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Required Documents

Documentation requirements often vary based on your specific circumstances. Get a better idea of what types of documentation you might need here.

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Need a Down Payment?

If you haven’t purchased or owned a home in the last three years, don’t be intimidated by down payments and closing costs. You might be eligible for down payment assistance.

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Credit Questions

Understanding your credit score and how it can impact your ability to purchase a house is no simple feat. Let our experts equip you with everything you need to know about credit.

All loans are subject to credit underwriting and approval. See a mortgage loan officer for more info.