Refinance

Rates Are Dropping. Refinance Today!

Based upon market conditions, this may be a perfect time to review your home loan to determine if we can lower your monthly payment through a refinance or cash-out loan.

Find Your Loan Officer

or call us at 844-732-5074
woman smiling on couch

Potentially eliminate debt and reduce your mortgage payment.


There’s no better time to refinance to a lower payment or get cash in hand for home improvements, vacations and more.

Find Your Loan Officer
Call 844-732-5074

Shorten your loan term

Pay your loan off sooner by refinancing to a shorter loan term.

  • Pay off your mortgage faster

  • Reduce the total interest paid

  • Potentially save money

  • Have knowledgeable, friendly, and  accessible lending professionals assist you every step of the way

Take Cash Out

Use the equity your home has gained over the years.

  • Great for Renovations

  • Pay off high-interest debt

  • Vacations

  • Have knowledgeable, friendly, and accessible lending professionals assist you every step of the way

Refinance up to 100%

As a current customer of First Federal Bank, you may be able to borrow up to 100% of your home's value. 

  • Borrow up to 100% of your home's appraised value

  • Lower your interest rate

  • Get cash to consolidate debt, make home improvements, and more!

  • Close in as little as 30 days

  • Fast, efficient, common-sense underwriting

  • Have knowledgeable, friendly, and accessible lending professionals assist you every step of the way

*APY - Annual Percentage Yield