Business banking offers secure financial management, streamlined transactions, credit options, and tools to help businesses grow efficiently and sustainably.
Call or click apply now belowto open an account from home. Each savings account comes with Online Banking, Mobile Banking with eDeposit1 and text/email alerts2.
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Everything you need for your next home.
Mortgage options designed to simplify your path to home ownership
Traditional Mortgages
Congrats! You've just become a magician. This is the do-it-all module where you can let your creativity run wild. The best part is that it's just going to keep getting more and more awesome over time.
Build and finance your home with one loan. Our construction to permanent option covers both phases, simplifying the process with a single closing and flexible terms.
Choose from a range of mortgage options including conventional, FHA, USDA, and VA loans—each designed to fit different needs and make home ownership more accessible.
Hear from people just like you that trust in First Federal Bank.
The best customers deserve the best banking experience
Scott Nunley
They are always helpful, nice, and services are great. Everyone is quick to help and resolve any issues you may have.
Deonna Willis
Lake City -- Mall Branch
After 20 years with First Federal Bank, I easily leveraged our relationship to finance my new venture, Columbia Drip Bar.Their local presence, trustworthiness, and friendly service make First Federal the perfect banking partner
Michael McKinney
I was glad to support my local bank to secure an SBA loan to open Line X in Gainesville. Staying connected to the community and contributing to the local economy’s growth is important to me
