Special Offers

Business Financing

Equipment loan rates as low as 7.99%¹

Whether you're expanding your business or replacing outdated equipment, First Federal Bank offers competitive rates to get you the equipment you need.

Home Equity

6.00% APR HELOC for the first 12 months²

Whether renovating your kitchen or upgrading your outdoor space, our low closing cost Home Equity Line of Credit³ makes upgrading easy.

• Renovate your home
• Support education costs
• Outdoor renovations

Business Line of Credit

Receive a Business Line of Credit today!⁵

• Real Estate Secured
  6.25% for 12 months⁵
• Equipment Secured
  6.75% for 12 months⁶
• Real Estate Unsecured
  7.5% for 12 months⁷ 

SBA Loans

8.99% SBA Loans8

Are you ready to take your business to the next level? We believe in empowering entrepreneurs like you to achieve their dreams. That’s why we’re excited to offer a fixed 8.99% small business loan – designed to give you the financial boost you need to succeed. This limited time offer is ideal for expanding your operations, purchasing new equipment, and increasing working capital.⁹

Own-Occupied Loans

6.75% APR Commercial Owner-Occupied Real Estate Loan¹⁰

Begin a relationship with First Federal, and you'll be rewarded with a loan offering an excellent rate for commercial owner-occupied real estate, up to $1,000,000.¹⁰

Generator & HVAC Loans

Fixed Interest Rate as Low as 8.50%¹¹

First Federal Bank offers fast and affordable financing up to $20,000 for your new HVAC or whole home generator system. With fixed interest rates and a variety of repayment terms, work directly with a dedicated lender or conveniently apply online. Contact us to get started today.