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Starke

841 S Walnut St, Starke, FL 32091

(877) 499-0572

Lobby Hours

Mon - Thu 9 AM - 4 PM
Fri 9 AM - 5 PM

Drive Through Hours

Contact Us

Jeff Oody
Jeff Oody

SVP & Chief Emerging Markets Executive

oodyj@ffbf.com
Everything you need for your next home.

Mortgage options designed to simplify your path
to home ownership
new homeowners

Traditional Mortgages

Congrats! You've just become a magician. This is the do-it-all module where you can let your creativity run wild. The best part is that it's just going to keep getting more and more awesome over time.

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house construction

Construction-to-Permanent

Build and finance your home with one loan. Our construction to permanent option covers both phases, simplifying the process with a single closing and flexible terms.

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VA Mortgages

Choose from a range of mortgage options including conventional, FHA, USDA, and VA loans—each designed to fit different needs and make home ownership more accessible.

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Hear from people just like you that trust in First Federal Bank.

The best customers deserve the best
banking experience.

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Scott Nunley
They are always helpful, nice, and services are great. Everyone is quick to help and resolve any issues you may have.
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Deonna Willis
Lake City -- Mall Branch
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After 20 years with First Federal Bank, I easily leveraged our relationship to finance my new venture, Columbia Drip Bar. Their local presence, trustworthiness, and friendly service make First Federal the perfect banking partner
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Michael McKinney
I was glad to support my local bank to secure an SBA loan to open Line X in Gainesville. Staying connected to the community and contributing to the local economy’s growth is important to me
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